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- guardian ai basic
guardian ai basic
Personal expense guardian that tracks warranties, flags duplicate charges, and audits receipts.
$5
Works with the AI tools you already use
guardian ai basic
Example session with this skill installed
Analyze this receipt from Best Buy and this credit card statement snippet to see if I was double-charged for the coffee maker.
- Read your context and instructions
- Compiled the guardian ai basic
- Generated the document
I have analyzed the Best Buy receipt (Order #BB-9921) and your banking transaction history for October 12.
Purchase and Payment Audit
| Attribute | Details | Status |
|---|---|---|
| Merchant | Best Buy | CONFIRMED |
| Product | Breville Bambino Plus | CONFIRMED |
| Total Amount | $499.99 | CONFIRMED |
| Transaction 1 | Oct 12 - $499.99 (Pending) | CONFIRMED |
| Transaction 2 | Oct 12 - $499.99 (Posted) | LIKELY DUPLICATE |
| Return Deadline | October 27, 2023 | CONFIRMED (15 days) |
| Warranty Period | 1 Year (Manufacturer) | CONFIRMED |
Analysis
The documentation shows two identical charges of $499.99 on the same date. While one is marked as "Pending," it has not fallen off the statement despite the second transaction being fully "Posted." This is a discrepancy that needs verification with your bank.
Risk Assessment
- High Risk: The pending charge is tying up $499.99 in available credit.
Low Risk: The merchant receipt only shows one unique Order ID, suggesting the error is likely on the processor side rather than a double-sale.
Proposed Merchant Message
"Subject: Discrepancy for Order #BB-9921. Hello, I am writing to report a duplicate pending charge for my purchase of a Breville Bambino Plus on Oct 12. The transaction appears twice on my statement for $499.99. Could you please verify that only one transaction was settled?"
Next steps
- Wait 48 hours to see if the 'Pending' status expires naturally.
- If both charges post, call the number on the back of your card to initiate a chargeback for the duplicate.
- Save the PDF version of the receipt in your 'Warranties' folder; the return window closes in 11 days.
guardian-ai-basic.pdf
PDF · document
Example file from a real run - the skill writes it into your workspace.
Connects securely to your tools. The creator never sees your data.
What you get
About this skill
The problem
Managing a paper trail of receipts, bills, and warranties is tedious. Users often miss return windows, overlook double-billings, or lose track of whether an invoice was actually paid.
What it does
- Extracts merchant data, line items, and transaction dates from uploaded documents.
- Calculates precise return deadlines and warranty expiration dates based on purchase terms.
- Cross-references documents to identify duplicate charges or billing discrepancies.
- Flags missing evidence, such as proof of payment for outstanding invoices.
- Drafts templated messages for sellers to resolve disputes or request refunds.
Why this beats prompting it yourself
General LLMs often hallucinate dates or miss subtle discrepancies between similar-looking receipts. This skill enforces strict verification labels and specific extraction rules, ensuring you never act on an unverified "hunch" about a refund or payment status.
Use cases
- Auditing monthly digital subscriptions for accidental double-charges.
- Tracking appliance warranty expirations to decide on extended coverage.
- Drafting professional inquiries for missing deliveries or billing errors.
- Organizing tax-deductible expense evidence for year-end reporting.
Known limitations
Does not handle complex tax law or investment portfolios. Requires clear text extraction from images or PDFs to work accurately.
How to install
Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.
- 1
Download the ZIP
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- 2
Unzip into your skills folder
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- 3
Ask your agent to use it
Restart the agent if it was already running. It picks the skill up automatically - no config needed.
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Click the path to copy it. Create the folder if it does not exist yet.
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